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Well covered

Our health insurance gives you access to the latest drugs and treatments. And you won't just get looked after when you're in hospital. Care starts the minute you call us. You'll speak to someone who listens, who understands and who'll do everything they can to help.

How our private health insurance works

Step 1 - Vitality

You start with Vitality Plus as part of your core private health insurance cover. Vitality is our healthy living programme. We give you points for doing healthy things. Your points count towards your Vitality status, the higher your Vitality status, the bigger your rewards. Through our partners we give you discounted tickets to concerts, films and West End shows. We also offer discounts on various holidays and cruises.

Step 2 - Get Core Cover

Everyone starts their plan with Core Cover. This includes In-patient and Day-patient cover.

  • Hospital Fees
  • Specialists' Fees
  • Diagnostic Tests
  • MRI, CT and PET Scans
  • Full Cancer Cover
  • NHS Hospital Cash Benefit
  • Pregnancy Complications
  • Childbirth Cash Benefit
  • Oral Surgery
  • Home Nursing
  • Private Ambulance
  • Parent Accomodation
Find out more

Step 3 - Choose your cover options

You can choose other cover options for your plan. This means you can create a plan to suit your needs and budget. You can add some extra cover:

  • Out-patient cover
  • Therapies cover
  • Psychiatric cover
  • Private GP Helpline 
  • Core Cancer cover 
  • Dental cover
  • Worldwide Travel cover

Find out more

Step 4 - Choose your hospital

You can choose a list of hospitals where you can get treatment, depending on where you live, and how much you want to pay. We've got four different hospital lists for you to choose from.

Choose a hospital

See our full list of hospitals (PDF 1.4MB)

Vitality - live healthy, be rewarded

Through Vitality, we suggest ways you can get healthier. We give you discounts on things that are good for you and rewards for making positive changes to your health. And we even pay back some of your premiums.

More about Vitality

Vitality partner finder

Use our partner finder to view the closest partners to you.

Search for partners near you