How our health insurance works
We will quote on the nearest level of cover to that which is
already in place. For our corporate clients, dependent upon scheme
size, client requirements and budget, we are able to offer
flexibility across our wide range of benefits.
Our corporate clients benefit from a dedicated client management
team including a face to face Client Manager and office based
Corporate Service Consultant Management information which
reports on claims, service and Vitality performance. They also have
access to the online Employer Zone where your clients can view
member lists, add, edit or remove employees and download material
from the Vitality toolkit. The toolkit helps them promote Vitality
to their employees ensuring they get the most out of the
We help your client's employees get healthier
Vitality is our healthy living programme. It's one of the ways
we help your client's employees live life well. Through Vitality,
we suggest ways they can get healthier. We give them discounts on
things that are good for them including up to 50% off a bike with
Evans Cycles. We give them rewards for making positive changes to
their health such as up to 25% off holidays with Thomas Cook. And
as they get healthier, we could even give them a cash reward.
New for 2013 we've introduced a non-smokers' cash back
so that your client's employees can feel rewarded for a healthy
lifestyle. The higher their Vitality status, the greater the cash
reward, up to
£150 a year.
And importantly, look after them if they get ill
Through our health insurance, we make sure your client's
employees get the best possible medical care if they get ill. It
includes in-patient and day-patient cover if they're admitted to
New for 2013, employees also get access to Lifestyle
See what your clients can add on to their cover
Next, your clients can add other cover options to suit their
employees lifestyle like Out-patient or Therapies Cover.
Add a Personal Health Fund
Your clients can add this to help their employees pay for
everyday healthcare expenses.
Choose where your client's employees can get treatment
Your clients can choose where they want their employees to be
treated with access to some of the leading private hospitals
throughout the UK. We've got three different hospital lists
for them to choose from.
Next, your clients can choose how much their employees pay
towards their treatment and how often they pay it
Your clients can choose from a range of excess levels, whether
their employees pay per claim or per year and could even choose to
link their employees excess level to their Vitality status.
Choice of underwriting
Your clients can choose from different types of underwriting
depending on their size and whether they are new to health
insurance or switching from another insurer.