You told us:
I take it easy
Great! I want to stay that way
Work, play and friends
Change
Business Healthcare Core Cover
Your clients health insurance plan begins with Core Cover - then they can add cover options to create a plan that's just right for them and their employees.
-
In-patient and Day-patient Cover
-
Our core In-patient and Day-patient cover includes the
following:
Hospital fees
Our cover includes:
- Overnight stays
- Nursing
- Drugs your client's employees might need while in hospital
- Intensive care treatment
- Operating theatre charges
Specialist fees
As long as the employee's specialist is registered with an
accredited body and recognised by us, we pay the in-patient and
day-patient fees in full. So they won't be asked to make up any
shortfall. We're the only health insurer to do this.
Diagnostic tests
We'll pay for any diagnostics tests that your client's
employees might need while they're in hospital.
-
MRI, CT, PET scans
-
If your client's employees are staying in hospital, we will pay
for any MRI, CT and PET scans they might need. And we'll
cover these scans as an out-patient if they are referred by their
specialist.
-
Full Cancer Cover
-
If your client's employees are diagnosed with cancer, we'll
cover them for all in-patient and out-patient costs relating
to their treatment, including:
- Radiotherapy, chemotherapy and follow-up consultations
- Biological therapies
- Hormone and bisphosphonate therapies
- Cancer surgery and reconstructive surgery
- Stem cell transplantation
If their cancer is no longer treatable, we will continue to
provide them with the care that is needed to relieve any
symptoms and to make them as comfortable as possible.
Everyone starts with Full Cancer Cover however your clients can
downgrade this to Core Cancer Cover.
-
NHS Hospital Cash Benefit
-
If your client's employees choose to have NHS treatment rather
than being treated privately through their plan, they could claim
back a cash amount:
- £250 for each night they stay in an NHS hospital (up to £2,000
per plan year)
- £125 for day-patient treatment (up to £500 per plan year)
-
Childbirth Cash Benefit
-
If your client's employees have a child and they've been covered
on the plan for at least 10 months, we'll give them £100 whenever
they have a child. We pay once per child, even if both parents are
covered on the plan.
-
Pregnancy Complications
-
We cover In-patient and Day-patient treatment if your client's
employees suffer from:
- ectopic pregnancy
- miscarriage
- missed abortion
- still birth
- post partum haemorrhage
- retained placental membrane
- hydatidiform mole
-
Oral Surgery
-
We cover a range of surgical procedures including removal
of impacted teeth, buried roots and complicated roots.
-
Home Nursing
-
If your client's employees specialist recommends it, we'll cover
their home nursing costs to help them get back on their feet after
a stay in hospital.
-
Private Ambulance
-
Your client's employees are covered for a private vehicle to
take them between hospitals if it's medically necessary.
-
Parent Accommodation
-
Some of your client's employees might have a child under 14 on
their plan. If the child needs to stay in hospital overnight, we
pay for hospital accommodation so that a parent can stay with
them.
Cover options
Your clients can choose other cover options for their plan. This means they can create a plan to suit their needs and budget.
Rewards for healthy living with Vitality
We help your client's employees understand their health, and suggest ways they can improve it. We make it easier and cheaper for them to get healthy. And, to keep them motivated, we give them rewards for making positive changes to their health.